Cash Flow for Distributors & Wholesalers

Posted by Chris on Feb 28, 2018 in Invoice Factoring | Comments Off on Cash Flow for Distributors & Wholesalers |

Cash Flow for Distributors & Wholesalers

As a business owner, you may agree that the biggest challenge is maintaining cash flow. You know that cash flow plays a crucial role in any business’ success. If a business is lacking the money to pay suppliers, lenders, and employees, it cannot survive. Distribution companies and wholesalers, which often act as intermediaries between suppliers, manufacturers, and their end-users, usually have significant cash flow needs. Projecting working capital needs is the key. Such projection serves as an accurate forecast for operational the...

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What is the Difference Between a Personal Guarantee and Validity Guarantee?

Posted by Chris on Feb 28, 2018 in Business Tools, Invoice Factoring | Comments Off on What is the Difference Between a Personal Guarantee and Validity Guarantee? |

What is the Difference Between a Personal Guarantee and Validity Guarantee?

It is crucial to understand the difference between a personal guarantee and a validity guarantee. The difference between the two is key to understanding your invoice factoring paperwork. By law, a guarantee is an undertaking to answer for the payment or performance of another person’s debt or obligation in the event of a default by the person primarily responsible for it. Therefore, a guarantee is a promise from your business to your factoring company. This ensures that it will be able to recover the upfront payment they have provided...

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Debtor in Possession Financing: A Tool for Companies in Chapter 11 Reorganization

Posted by Chris on Nov 20, 2017 in DIP Bankruptcy Financing | Comments Off on Debtor in Possession Financing: A Tool for Companies in Chapter 11 Reorganization |

Debtor in Possession Financing: A Tool for Companies in Chapter 11 Reorganization

What is DIP Financing or Debtor in Possession Financing? A debtor in possession financing or DIP financing provides funding for a business. DIP Financing will allow the business time to reorganize its business affairs under the umbrella of protection offered by US bankruptcy statues. It is only available to companies once they have filed for protection under the bankruptcy laws. The first step then is for a business owner to determine whether to seek shelter under these provisions. If so, then ownership will need to weigh alternatives...

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Bid on Request for Proposals (RFP) with AR Financing & PO Funding

Posted by Chris on Nov 9, 2017 in Business Tools | Comments Off on Bid on Request for Proposals (RFP) with AR Financing & PO Funding |

Bid on Request for Proposals (RFP) with AR Financing & PO Funding

Bidding success is the primary key driver for companies of all sizes. When making bidding and pricing decisions, it is crucial for companies to ensure that the outcome is to be positive about their general performance. Either the business offers services or goods, it needs to have the right quality for its targeted customers; meaning, before delivery of the final product or service to the end customers, there is a need to review and validate the quality process. Top-quality good or service is always the result of high building blocks (people...

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Free On Board (FOB): A critical variable for the Purchase Order Financing of any shipped or imported goods

Posted by Chris on Oct 9, 2017 in Manufacturer Financing, Purchase Order Funding | Comments Off on Free On Board (FOB): A critical variable for the Purchase Order Financing of any shipped or imported goods |

Free On Board (FOB): A critical variable for the Purchase Order Financing of any shipped or imported goods

Free On Board is a trade term indicating whom of the seller or the buyer is liable for the goods while being shipped between the two parties. Frequent reference to this is FOB. In most cases, the supplier pays the shipping costs. This includes the insurance costs and covering fees from the production point to the delivery destination. Once delivered, the buyer is responsible for the goods. What does the Free On Board involve? FOB defines the supply chain point where the seller relinquishes ownership of purchased goods and where the buyer...

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Accounts Receivable Financing for Staffing Firms & Payroll

Posted by Chris on Sep 28, 2017 in Non-Recourse Accounts Receivable Factoring, Payroll Funding, Staffing Factoring | 0 comments |

Accounts Receivable Financing for Staffing Firms & Payroll

As the US economy continues on its upward path, the demand for temporary staffing is growing even more rapidly. The Staffing Industry Analyst, a global advisor on temporary and contingent work, is projecting the staffing to grow by 3% in 2017. Indeed, temporary staffing has grown as a percentage of overall employment in the US. Temporary staffing is predicted to increase by 3% in 2018 to $126.8 billion with the overall staffing market likely to achieve 4% growth to reach $146.6 billion. Even more dramatic is the share of new jobs added to the...

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Financing the Scrap Metal Industry

Posted by Chris on Apr 27, 2016 in Invoice Factoring | 1 comment |

Financing the Scrap Metal Industry

Overview of the Scrap Metal Industry The scrap metal industry accounts for up to 90 billion dollars in economic activity in the U.S. Companies often collect scrap metal from a variety of sources, including junk cars, old machinery, appliances, and construction waste, which enable many small companies to enter the industry and cater to a local market. Scrap metal recycling in the U.S. remains a valuable source of supply for developing countries that need both ferrous and nonferrous metals to supplement their development. Over the five years to...

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Picking the Best Manufacturer Finance Company

Posted by Chris on Sep 8, 2015 in Business Tools | 0 comments |

Picking the Best Manufacturer Finance Company

Picking the best manufacturer finance company can be a challenge. There are many complex factors involved, and understanding them isn’t easy. Below are the significant issues that one must follow to pick the proper finance company for your specific manufacturing business. At times, the best solution is not always the easiest. Your specific industry The finance company must have deep expertise in your manufacturing process and best industry practices to help optimize efficiency, accuracy, and profitability. The best financing company will...

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Benefits of Non-Recourse Accounts Receivable Financing vs. Bank Loans

Posted by Chris on Aug 11, 2015 in Aerospace/Aircraft Financing, Non-Recourse Accounts Receivable Factoring | 0 comments |

Benefits of Non-Recourse Accounts Receivable Financing vs. Bank Loans

Many Non-Recourse Accounts Receivable Financing is the sale of a companies receivables at a discount in exchange for immediate cash. The percentage of working capital a company can receive upfront ranges from 70-92%. AR financing can be a perfect solution for many industries, including textiles, to wine distributors to start-ups. Any company that is non-bankable AR financing improves cash flow and accelerates growth and evades debt burden. There was a time when many consider bank loans as the easiest, least expensive source of business...

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Wine Import and Export Financing

Posted by Chris on May 31, 2015 in Beer, Wine & Spirits Factoring, Business Tools, Food Service Providers Factoring, Importer Factoring | 0 comments |

Wine Import and Export Financing

BusinessCash announces an increase in accounts receivable factoring and purchase order financing services for their wine industry import and export clients in from 2015 to 2017. The wine importers and exporters have expressed an increased need for working capital. Mainly because of product demand growth and the time lag between the production, distribution. Also for final payment by the company’s customers.  Wine importers and exporters are pointing to premium wine brand demand as the main reason for the increase. “People are trading...

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