Bridge Loans for Small Business – Advantages and Practical Considerations when choosing a Bridge Lender

Posted by Chris on Nov 28, 2017 in Business Loan, Business Tools | Comments Off on Bridge Loans for Small Business – Advantages and Practical Considerations when choosing a Bridge Lender |

Bridge Loans for Small Business – Advantages and Practical Considerations when choosing a Bridge Lender

A bridge loan is a short-term loan, with a term of a few weeks to 12 months. Bridge loans allow a small business owner to make a strategic acquisition, acquire property, or make some other useful purchase. Bridge loans are also called gap financing or a swing loan. Borrowing in this fashion can often be a valuable tool in increasing enterprise value. On the other hand, “bridging” the enterprise to a longer-term financing solution or an expected influx of cash. No Stigma with Bridge Loans There’s no stigma attached to seeking a bridge...

read more

Debtor in Possession Financing: A Tool for Companies in Chapter 11 Reorganization

Posted by Chris on Nov 20, 2017 in DIP Bankruptcy Financing | Comments Off on Debtor in Possession Financing: A Tool for Companies in Chapter 11 Reorganization |

Debtor in Possession Financing: A Tool for Companies in Chapter 11 Reorganization

What is DIP Financing or Debtor in Possession Financing? A debtor in possession financing or DIP financing provides funding for a business. DIP Financing will allow the business time to reorganize its business affairs under the umbrella of protection offered by US bankruptcy statues. It is only available to companies once they have filed for protection under the bankruptcy laws. The first step then is for a business owner to determine whether to seek shelter under these provisions. If so, then ownership will need to weigh alternatives...

read more

How to Finance your Small Business when Saddled with Bad Credit

Posted by Chris on Jul 12, 2017 in Business Loan, Business Tools | Comments Off on How to Finance your Small Business when Saddled with Bad Credit |

How to Finance your Small Business when Saddled with Bad Credit

Having a small business with bad credit and unable to find working capital, cash flow needs can be the biggest nightmare for any small business owners. Factoring companies understand the pain of not having good credit when business is struggling for cash flow and working capital. At very minimum, 30% of Americans have poor credit. If you are sitting in between two people, look to your left, and then a look to your right. Odds are, one of you has a weak credit report following you around or no credit at all! Even worse, according to a recent...

read more

How to Get Business Loans with Bad Credit

Posted by Chris on May 22, 2017 in Business Loan, Business Tools | Comments Off on How to Get Business Loans with Bad Credit |

How to Get Business Loans with Bad Credit

Bad Credit Business Loans? Infuse Your Business With Cash! In the cutthroat world of small business funding, a bad credit score is a scarlet letter that warns all business lenders to stay away. You can take steps to improve your credit, but this takes time, time that you might not have. If you can’t get a business line of credit and feel like your small business is stuck because of a bad credit score, there are still options for you. Do not give in and take a high-interest cash advance loan that will keep you paying for years. Instead, by...

read more

A Better Alternative To Business Cash Advances

Posted by Chris on Jan 5, 2016 in Non-Recourse Accounts Receivable Factoring | 1 comment |

A Better Alternative To Business Cash Advances

Small businesses with bad credit that cannot obtain a bank loan often seek cash advances to achieve additional cash flow. Advances in factoring are against future product sales. Repayment begins immediately, as the cash advance provider either takes a portion of your ongoing sales or debits your bank account every business day. Further, the interest charges on business cash advances can be significant – upwards of 60% or more at an annual rate. The structure of cash advances shows that these are a very short-term solution to cash-flow...

read more

Funding A Small Business with Tax Issues

Posted by Chris on Jun 26, 2014 in Business Tools | 0 comments |

Funding A Small Business with Tax Issues

Funding a Small Business with Tax Issues What is a small business owner with tax issues to do if when needing business financing?  Companies with tax problems often feel like they have nowhere to turn.  There are options available for a business owner in tax trouble. However, such options are available only if they choose to work with a qualified invoice factoring company. A business owner may be eligible for invoice factoring, payroll funding, purchase order financing, letters of credit, government contract financing, and even supplier...

read more

Doing Business with the Government

Posted by Chris on Aug 14, 2012 in Business Tools, Government Factoring | 0 comments |

Doing Business with the Government

It is not easy, generating top-line growth for your business. However, doing business with Government entities is a great way to grow your business. But if you have never dealt with government contracts and purchasing officers, it can be a daunting task to begin. Our sister company Bankers Advocate is co-sponsoring a free seminar “How to Sell to the Government” on September 28 in Fort Lauderdale. Presented by a top expert, this 2-hour seminar packed with hard-hitting information will introduce you to: How to find...

read more

Need Money for Business

Posted by Chris on Aug 14, 2012 in Alternative Financing, Business Tools, Startup Financing | 0 comments |

Need Money for Business

Where do you turn if you need money for your Business? It is not easy to find working capital to grow your business today. And if you are doing all the right things, growth consumes even more of your precious cash. Increased sales mean increased payroll, materials, and overheads. Where does an undercapitalized entrepreneur turn? Let’s discuss what is available for you and your business today. Depending on the length of your business operation, your type of business, the amount of money you need, and your credit situation, we will discuss...

read more

Inventory Finance for Business

Posted by Chris on Jul 9, 2012 in Business Tools, Inventory Finance, Purchase Order Funding, Trade Finance | 0 comments |

Inventory Finance for Business

Making money and being able to fund your orders is the most important thing to keep your business running. Searching and being qualified for a line of credit could not have been any easier than to come to businesscash.com. We understand that your time is valuable, and we are here to keep your business running by lending you money backed by your inventory. Recently we helped a distributor of contact lenses with their working capital needs. Like many other companies, they have significant investments in inventory that runs between 3-4 times the...

read more

Business Loan Startup Choices

Posted by Chris on Jun 29, 2012 in Business Loan, Business Tools, SBA Loans, Startup Financing | 0 comments |

Business Loan Startup Choices

What type of Business Loans are available, and how does an Entrepreneur make the best choice for their start-up situation? First, let’s look at the variables involved in your unique situation and give you a checklist to use: Startup Business Questions Are you starting a Retail or B2B/B2G Business? How much money do you need? Do you have any money to put down? How is your personal credit? Do You have any Direct Industry Experience? How soon do you project to be cash-flow positive? Will your business be an importer or...

read more

Back to Top