Bankers Mutual Capital Corporation

Trade Financing, PO Funding & Purchase Order Financing
for Brokers, Importers, Exporters and Resellers

Trade Financing or Purchase Order (PO) Funding is typically more expensive and harder to acquire then any other type of business financing. BankersMutual has made available a unique product for brokers, resellers, importers and exporters that in the past may have had difficulty obtaining PO financing or if they have found purchase order financing, it was cost prohibitive. We are transaction driven, which means we will fund startups and businesses less than 2 years old. We look at the credit worthiness of your customer and the ability of your vendor to deliver the goods. We also will work with your current factor or asset based lender.

Here are recent examples of BankersMutual funded deals:

• Your company brokers computer hardware. You have put together a deal to sell 250 laptops for $300,000. Your cost is $260,000 and the source wants a $200,000 down payment. BankersMutual makes the down payment, collects the $300,000 from your client and gives you the balance less our 6% fee.

• You have secured a government contract supplying telephones for $50,000. The supplier needs paid in advance $42,000. We pay the supplier and collect the money from the government, remitting you your profit less our 7% fee.

• You have secured a purchase order to supply denim shorts from India to a major department store. The supplier needs a letter of credit for $140,000. We put up the L.C. and collect the money from your current factor when the invoice is funded.

• Your business can buy 1000 15" monitors at $30 a piece. You find a buyer at $38 each. We buy the monitors and have them inspected. We have the monitors shipped to you client who in turn pays us (factoring). You then get the profits less our fee and the transaction costs.

In layman's terms, we have made it easier to get purchase order financing for your business. You can take on the bigger deals and increase your profits using BankersMutual! We know time is of the essence in these type transactions. We will quickly size up your deal and get you funded.

A few things to remember about PO or Trade Financing:

• You are not advanced cash against a Purchase Order. We buy finished goods on your behalf so the terms of the PO from your customer can be met.
• PO Funding is only applicable to Finished Goods you purchase elsewhere. Work in Progress (WIP) and service/installation Purchase Orders can not be funded.

Please contact BankersMutual about how we can help finance your growth through Purchase Order Financing. You can contact us by telephone, contact form or so that we can answer any questions you might have about PO Funding. In a hurry? Download and complete our Purchase Order Funding Application and our Purchase Order Request Letter (where you explain the transaction to us) now.